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Don't Hug Your Dog ?

I am sorry to be the bearer of bad news{and I am just as upset about this research as you are}. According to this article on MSN, scientists say that it is not a good idea to hug your dog. WHAT….???



I was shocked as much as you are to learn that man's best friend aka our dogs show signs of anxiety and even discomfort when being hugged. Now I know the next thing you are thinking, my dog is different and loves when I hug her. Well, that may be the case and I believe it is the case for my...

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DON’T HUG YOUR DOG ?

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I am sorry to be the bearer of bad news{and I am just as upset about this research as you are}.  According to this article on MSN, scientists say that it is not a good idea to hug your dog. WHAT….???

I was shocked as much as you are to learn that man’s best friend aka our dogs show signs of anxiety and even discomfort when being hugged. Now I know the next thing you are thinking, my dog is different and loves when I hug her. Well, that may be the case and I believe it...

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8 smart ways to spend your Tax Refund ?

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If you are one of the lucky ones who will receive a nice check from Uncle Sam then you get to make some decisions on what you do with your refund. According to the agency,  “8 out of 10 filers have qualified for a refund in the past few years and the overall average refund has been about $2,800”. There are some financial gurus who say save and some who say pay off debt. I say with $2,800 you have some decisions to make!!!    

  1. Pay off or pay down your debt - Look at...

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Getting 6 hours of sleep is really bad for you

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I can remember when staying up past my bedtime was an exciting and cool thing to do. As kids our parents set bedtimes for us to ensure we have plenty of sleep or to ensure that we have structure and that we're ready for school the next day. I'm sure we all can think back to that first time we got to stay up late past our bedtimes; maybe it New Year's Eve or maybe it over the summer to the Fourth of July fireworks. As we grow into those teenage years we start hearing of our friends who pulled...

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Self Employed and it's Tax Season

It is tax season and it can feel like you are in a whirlwind, especially when you are self employed. If you are like me you are looking at your expenses from 2015 and thinking how do I group my deductions and can any of my personal expenses or fixed costs go toward my tax deductible?



Expenses paid or incurred during the taxable year while conducting business or trade can be deducted from your tax return. So what does this really mean? It can be the difference from owing additional funds or...

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Is your retirement number close to $1.8 Million?

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When we are young and start earning our first paycheck it is so hard to think that a % needs to be put away for when we retire. I mean when you look down and see that X dollar amount was taken out for Social Security and X dollar amount was taken out for Medicare and all of the other deductions that go along with each paycheck the thought of saving usually goes to the backburner. The idea of saving 3% or 10% or 20% of a paycheck so that you can retire in 35 or 40 years feels like it is so far...

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Planning a bachelorette party?

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Thank goodness we are not still back in the olden days were women did not have the opportunity to celebrate kissing the Miss. goodbye.  Traditionally men would have a bachelor party where they would go out and seize the night as their last single night. Now bachelorettes get to look forward to a  weekend getaway or a night on the town with her closest girl friends. Do you need some suggestions? Keep reading…  

  1. The Hostess: Typically the Maid or Matron of Honor is...

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The Day You Stop Learning is the Day You Stop Growing

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This past week I was in a classroom from 8:30 - 5:30 for 6 straight days plus 2 study days. I have to be honest...I absolutely love learning however, I can not begin to tell you I am glad I am to be done with my classroom time. I have graduated high school {check that box}, graduated from a University {check that box and Bear Down Arizona}, hold a California Real Estate License {check that box}, and a California NMLS Mortgage License {check that box}. Now back to learning, like I was saying I...

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Is it a girls night type of Valentine's Day?

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Don’t stress out about Valentine’s day.  The fact of the matter is we put a ton of emphasis on the expectations for Valentine's Day. Did you know that 53% of women will end their relationship if they don't receive a gift? EEK! Here are some ideas for your Valentine's day with your besties.  

  1. Sleepover - Get together with your besties and have an old fashioned sleepover. Get your onesie out and get comfy.  Use this this time as an opportunity to get caught up with...

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Packed for your ski bunny weekend?

A three day weekend is around the corner and the good news is we are having a great year of snow. Planning and packing can be difficult especially if you live in a climate where you don't need a winter wardrobe. Here are some key items you will need whether you are skiing or sipping hot cocoa in the lodge.

  1. Plaid Blanket Scarf by Hat Attack $41.46
  2. Hatchet Wedge Boot with Rabbit Fur by Australia Luxe Collective $290.00
  3. Cherie High Rise Flare by Citizens of Humanity $238.00
  4. Snowbird Fair Isle...

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